SMSF Services

A self-managed super fund (SMSF) is a private super fund that you manage yourself, giving you greater control over how your retirement savings are invested. Whether it's right for you depends on your circumstances, the time you can commit to administration, and your balance. Although we are not Financial Planners and cannot advise on whether an SMSF is right for you, we can walk you through the TAX pros and cons before you decide. We also have a Financial Planning Partner who can devise a customised strategy for you and create your very own Investment Strategy.

Costs typically include setup fees (our fees are typically around $2,350 including GST), annual accounting and audit fees (starting from $1,980 including GST), and an ATO supervisory levy. It is important to note that there are ASIC fees to be paid each year for your SMSF corporate Trustee and they generally increase every year. Our fees are transparent and discussed upfront — book a consultation for a tailored quote based on your fund's needs.
Since 1st July 2026, new Anti-Money Laundering (AML) checks have to be undertaken for each Director/Member of the superfund and this fee (around $20 per indvidual currently) will be added to your set up costs.

Most SMSFs can be established within one to two weeks, depending on how quickly trust deeds, ABN registrations and bank accounts are arranged. The bigger part is transferring the funds from the old APRA fund to the newly created SMSF. While we generally let the Financial Planners handle this along with bank openings, we may be able to help for a small fee. We handle the process end-to-end and keep you updated at every step.

Each year your fund must prepare financial statements, lodge an annual return, arrange an independent audit, and meet valuation and contribution rules. Our annual compliance service takes care of all of this on your behalf.

Yes. Once your SMSF is established with a valid trust deed and bank account, you can request a rollover of your existing super balances. We coordinate the paperwork and confirm contributions caps are respected.

An SMSF can have up to six members. Each member must be a trustee (or director of a corporate trustee) and is generally responsible for the fund's decisions and compliance.

The main reason Australians choose to establish an SMSF is to invest in different classes of assets, such as Real Estate, Gold, Collectibles and sometimes Special Investment vehicles. These assets are generally not preferred by APRA governed funds (like CBUS, HOSTPlus etc.). SMSFs allow the members to manage their own retirement monies but that is certainly not an invititation to invest willy-nilly into your friend's businesses or use the funds to purchase a holiday home. Rules are very strict and our independent auditors police it very well.